I have estrogen

There is an estrogen patch on my butt. I am on CD 2. We have begun our mock cycle. There have been some timing issues but I think we have resolved them. We are traveling a whole lot I need to have an u/s before I can start PIO (shudder) and I want to do that so it doesn't interfere with our next trip to the east coast. Next Friday we will have an u/s to determine progress and hopefully start PIO (still makes me shudder).

We are refinancing the house to pay for IVF. Our total loan amount is around $100K. I've spoken to several lenders to rate shop etc and I have felt a distinct judgment from most of them. The general feeling is that my loan amount is teeny tiny. Since when is $100K pocket change? I know it isn't a ton of money but I feel like the lenders think we are foolish for staying in our current house. One lender told me specifically that he wasn't the typical lender who tried to get customers into the biggest loans they could qualify for but he really thought we should consider relocating into a bigger house. He asked if we kids and I told him no and his response was, "well, you aren't going to want to be in that small house when you start a family". I told him that the reason that we were getting cash out was because we needed IVF and that shut him right up. Thank goodness. It appalls me that the idea of a family of 3 in a 1300sf home is silly to a lender but the idea of taking on a lot more debt seems like a grand idea. What happened to encouraging good financial decisions? I know he essentially works in a sales environment but his agenda was so transparent. Oh well, his rate was too high anyway. I like the lender we chose a whole lot better. I told her we were doing IVF and she was so nice and supportive. She told us that she had family who had done IVF and it was successful for them and hoped it would be for us as well. We are in the middle of the paper chase for the needed docs and it's proving a little difficult from the east coast. We will close within 30 days.